Hey Strypey,
Thank you. This is very helpful. Pulling funds directly from a bank account should lower costs significantly. We have this in the US, but use it less because there are more fraud protections on our credit cards than our bank account numbers.
I’m still curious about the technical overhead (and liability) that’s placed on website admins to be “a bank” that holds currency on behalf of our users. This seems like the big hurdle I’ll need to overcome before jumping on board.